The privacy policies of Local Loan Company reviewed annually. Our printed and online notices are then updated to reflect any changes.
Local Loan Company is committed to maintaining the confidentiality, integrity, and security of personal information about our current and prospective customers with state of the art practices and equipment. We are proud of our privacy practices and want you to know how we protect this information and use it to service your account.
Collection of Your Personal Information
Local Loan Company collects personally identifiable information, such as your e-mail address, name, home or work address, telephone numbers as well as demographic information, which is not unique to you, such as ZIP code, age, gender, preferences, interests, and favorites.
There is also information about your computer hardware and software that is automatically collected by Local Loan Company. This information includes domain names, access times, and referring Web site addresses. This information issued by Local Loan Company to provide general statistics regarding use of the Local Loan Company Web site.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Local Loan Company it may be collected and used by others. Note: Local Loan Company does not read any of your private online communications.
Local Loan Company encourages you to review the privacy statements of all Web sites you choose to link to from the Local Loan Company site before you share your information. Local Loan Company is not responsible for the privacy statements or other content of Web sites outside of the Local Loan Company Web site.
USE of your Personal Information
Local Loan Company collects and uses your personal information to operate the Local Loan Company Web site and deliver the services you request by using personally identifiable information to inform you of other products or services available or services available from Local Loan Company and its affiliates. Local Loan Company may conduct research about your opinion of current services or of potential new services that may be offered.
Local Loan Company does not sell, rent or lease its customer lists to third parties. Local Loan Company may, from time to time, contact you regarding a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, etc.) may be used. In addition, Local Loan Company may share data with trusted partners to help us perform statistical analysis, send you email or post information to you. All such third parties are prohibited from using your personal information except to provide these services to Local Loan Company, and keep strictly confidential any such information.
Local Loan Company does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your prior consent.
Local Loan Company keeps track of the Web sites and pages our customers visit within Local Loan Company, in order to determine what their needs are. This data is used to deliver customized content and advertising within Local Loan Company to customers whose behavior indicates their likelihood of interest. Local Loan Company Web sites will disclose your personal information, without notice, only if (a) required to do so by law or in the good faith of the edicts of the law or to comply with legal process served on Local Loan Company or the site; (b) protect and defend the rights or property of investors and borrowers at the desecration of Local Loan Company and in certain circumstances to protect the personal safety of users of Local Loan Company, or the public.
The Local Loan Company Web site uses "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your computer to track your use of the Local Loan Company Web site and is not used to run programs or deliver viruses to you computer. Cookies are uniquely assigned to you, and can only be read by a web server.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web site who you are and that you have been there before. For example, if you personalize Local Loan Company pages, or register with Local Loan Company site or services, a cookie helps Local Loan Company recognize you on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and other information on the Company Web site, the information you previously provided can be retrieved, so you can easily use the Local Loan Company features without having to fill out information more than once.
You have the ability to accept or decline cookies. Most Web Browsers automatically accept cookies, but you can usually modify your browser to choose to decline cookies, you may not be able to fully experience the interactive features of the Local Loan Company services or Web site if you choose to decline cookies on your computer.
Security and Your Personal Information
Local Loan Company secures your personal information from unauthorized access, use or disclosure. Local Loan Company secures the computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information is placed on the Local Loan Company Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
Changes to this Statement
Local Loan Company will occasionally update this Statement of Privacy to reflect company and customer feedback. Local Loan Company asks that you visit the page periodically because it wants you to be informed of how Local Loan Company is protecting your information.
Local Loan Company welcomes your comments regarding this Statement of Privacy. If you believe that Local Loan Company has not addressed your security needs adequately, feel free to contact us at
email@example.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.