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WELCOME and THANK YOU for considering
Local Loan Company
as part of your investment strategy!
Local Loan Company has been in the real estate and lending business for 25 years, with over four decades of experience from the one principal shareholder. Having personally and professionally invested in numerous properties, projects, stocks, mutual funds, and bonds, we have found trust deeds to be among the best and most consistent performers in any market.
As a result of personal experience and the success of investors, we firmly believe that trust deeds should be a component of every investor’s portfolio. So much so that Local Loan Company was founded to provide trust deed investment opportunities to investors like YOU.
The basics of trust deed investments are relatively easy to understand:
1. Establish the value of the property being provided as collateral.
2. Look at the amount of the loan request.
3. Include any loans senior to the loan you are being asked to make (if any).
4. Determine the loan-to-value ratio.
5. Determine the Net Equity.
6. Carefully evaluate the borrower’s track record and ability to repay the debt.
Some questions are sure to arise. CALL US! We are always eager to talk about trust deeds and explore how they might fit your financial picture. In fact, our team prides itself on the creation of innovative solutions that best suit the individual needs of our clients. We also know from experience that everyone’s needs are different, so we encourage you to confer with your legal and financial advisors when making any investment decisions.
We invite you to contact us at anytime with NO obligations or pressure --- we are confident that the many benefits of our investment opportunities speak for themselves. Our aim is to provide exceptional service with every opportunity and build trusting relationships with all of our clients. It’s just the way we do business! We look forward to sharing the experience with you.
Sincerely,
Local Loan Company
A BRIEF OVERVIEW:
Trust Deed is the term commonly used for a legal document known as a "deed of trust". Simply speaking, a "deed of trust" secures a borrower’s obligation to repay money borrowed from a lender.
With the scarcity of institutional funds, finding the best financing option for commercial loans has become increasingly difficult. Private lenders have become the principal source of capital for this use. Institutions are often backed by investor pools. The funds from these pools can provide brokers with a reliable source of funding for their clients as well as diversity for the investor.
This Income Fund is a registered security and is under the jurisdiction of the State of California Department of Corporations. This registration permit is permissive only and does not constitute a recommendation or endorsement of the securities permitted to acquire investors.
Is this fund open to everyone? NO! There are investor suitability standards. Scroll over the menu to find the INVESTOR QUALIFICATION page. There you will find a list of the basic qualifications you will need before you make application to invest.
This page is a brief summary only and is qualified in its entirety by the information appearing in the Offering Circular. The Offering Circular should be read in its entirety before any investment decision is made.
Request the Offering Circular and additional information by scrolling over the menu and clicking on the REQUEST INFORMATION PACK link.
As always, feel free to give us a call with any questions! CALL 503-643-5000 or scroll over the menu and click on the CONTACT LOCAL LOAN link to find our email and mailing addresses.
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